TRUSTEE'S NOTICE OF SALE

Reference is made to that certain trust deed made by Betty J. Graham (also known as Betty Jo Graham), as grantor, to LandAmerica (One Stop), as trustee, in favor of Advanta National Bank, as beneficiary, dated 09/25/98, recorded 09/30/98, in the mortgage records of Wallowa County, Oregon, as Microfiche No. 98-36929 and subsequently assigned to Bankers Trust Company of California, N.A., as Custodian or Trustee by Assignment recorded as Microfiche No. 99-38209, covering the following described real property situated in said county and state, to wit:

All of Block 25, Residence Addition to the Town of Wallowa, Wallowa County, Oregon, as shown by the Plat thereof on file and of record in the Office of the County Clerk of said County and State in Book G of Deeds, Page 342, and by the Amended Plat thereof on file and of record in Book I of Deeds, Page 128.

PROPERTY ADDRESS: 301 Holmes Street, Wallowa, OR 97885

Both the beneficiary and the trustee have elected to sell the real property to satisfy the obligations secured by the trust deed and notice of default has been recorded pursuant to Oregon Revised Statutes 86.735(3); the default for which the foreclosure is made is grantor's failure to pay when due the following sums: monthly payments of $569.86 beginning 06/1/02; plus late charges of $26.57 each month beginning 06/16/02; plus prior accrued late charges of $26.57; plus advances of $0.00; together with title expense, costs, trustee's fees and attorney's fees incurred herein by reason of said default; and any further sums advanced by the beneficiary for the protection of the above described real property and its interest therein.

By reason of said default the beneficiary has declared all sums owing on the obligations secured by the trust deed immediately due and payable, said sums being the following, to wit: $55,804.74 with interest thereon at the rate of 10.75 percent per annum beginning 05/01/02; plus late charges of $26.57 each month beginning 06/16/02 until paid; plus prior accrued late charges of $26.57; plus advances of $0.00; together with title expense, costs, trustee's fees, and attorney's fees incurred herein by reason of said default; and any further sums advanced by the beneficiary for the protection of the above described real property and its interest therein.

WHEREFORE, notice hereby is given that the undersigned trustee will on January 24, 2003 at the hour of 10:00 o'clock, a.m. in accord with the standard of time established by ORS 187.110, at the following place: inside the main lobby of the Wallowa County Courthouse, 101 South River Street, in the City of Enterprise, County of Wallowa, State of Oregon, sell at public auction to the highest bidder for cash the interest in the described real property which the grantor had or had power to convey at the time of the execution by grantor of the trust deed, together with any interest which the grantor or grantor's successors in interest acquired after the execution of the trust deed, to satisfy the foregoing obligations thereby secured and the costs and expenses of sale, including a reasonable charge by the trustee. Notice is further given that any person named in ORS 86.753 has the right, at any time prior to five days before the date last set for the sale, to have this foreclosure proceeding dismissed and the trust deed reinstated by payment to the beneficiary of the entire amount then due (other than such portion of the principal as would not then be due had no default occurred) and by curing any other default complained of herein that is capable of being cured by tendering the performance required under the obligation of trust deed, and in addition to paying said sums or tendering the performance necessary to cure the default, by paying all costs and expenses actually incurred in enforcing the obligation and trust deed, together with trustee's and attorney's fees not exceeding the amounts provided by said ORS 86.753.

In construing this notice, the singular includes the plural, the word "grantor" includes any successor in interest to the grantor as well as any other person owing an obligation, the performance of which is secured by said trust deed, and the words "trustee" and "beneficiary" include their respective successors in interest, if any.

Northwest Trustee Services, LLC

DATED: 09/25/2002

SIGNED: Winston Khan

For further information, please contact:

Winston Khan

Northwest Trustee Services, LLC

PO Box 4143

Bellevue, WA 9800904143

(425)586-1900

File No. 7104.22926/Graham, Betty J. aka Betty Jo Graham

THIS COMMUNICATION IS FROM A DEBT COLLECTOR AND IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

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IN THE CIRCUIT COURT OF THE STATE OF OREGON

FOR THE COUNTY OF WALLOWA

In the Matter of the Estate of BEATRICE R. MARKS, deceased.

Case No. 2785

NOTICE TO INTERESTED PERSONS

NOTICE IS HEREBY GIVEN that the undersigned has been appointed personal representative of the above estate.

All persons having claims against the estate are required to present them to the undersigned personal representative, c/o Mark Tipperman, 105 Fir Street, Suite 204, LaGrande, OR 97850, within four (4) months after the date of first publication of this notice or the same may be barred.

All persons whose rights may be affected by the proceeding are advised that additional information may be obtained from the records of the court, the personal representative, or the attorney for the personal representative.

Dated and first published November 7, 2002.

Signed,

Sandy Sarrett

Mark Tipperman

Attorney for the Personal Representative

105 Fir Street, Suite 204

LaGrande, OR 97850

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TRUSTEE'S NOTICE OF SALE

The Fair Debt Collection Practices Act Requires that we state the following: This is an attempt to collect a debt and any information obtained will be used for that purpose.

Reference is made to that Certain trust deed made by ARNILDO J. UPPIANO and BARBARA UPPIANO, husband and wife, as Grantors, to CITIZENS TITLE & ESCROW SERVICE, INC., as trustee, in favor of HOPKINS GROWTH FUND, LLC, as beneficiary, dated December 16, 1999, recorded December 17, 1999, in the records of Malheur County, Oregon, as instrument No. 99-40228, covering the following described real property situated in said county and state to wit: Township 1 South, Range 43 East, of the Willamette Meridian, Wallowa County, Oregon. Section 16: N1/2 S1/2, all that part of the NW 1/4 which lies South and West of the West Side Ditch. TOGETHER WITH an easement as reserved in Book H of Contracts, page 416 over and across the East half of Lot 15 of Section 8, and the East half of Section 17, Township 1 South, Range 43 East, of the Willamette Meridian, as the same connects with the county road, as the same is located over and across Lots 9 and 10 of said Section 8 as the same is described in Commissioners Journal Book A, page 213. PROPERTY ADDRESS: 77546 Harley Road, Lostine OR 97857.

Both the beneficiary and the trustee have elected to sell the said real property to satisfy the obligations secured by said trust deed and a notice of default has been recorded pursuant to Oregon Revised Statutes 86.735(3); the default for which the foreclosure is made is grantor's failure to pay when due the following sums: monthly payments of $2,026.36 beginning March 10, 2002; plus impound fees of $5.00 each month beginning March 10, 2002; plus late charges of $81.05 each month beginning March 10, 2002; together with title expenses, costs, trustee's and attorney's fees incurred herein by reason of said default; and annual property taxes for the 2001-2002 tax year.

By reason of said default, the beneficiary has declared all sums owing on the obligation secured by said trust deed immediately due and payable, said sums being the following, to wit: $195,288.98, plus interest at the rate of 12 percent per annum from February 12, 2002; plus impound fees of $5.00 each month beginning March 10, 2002; plus late charges of $81.05 each month beginning March 10, 2002; together with title expenses, costs, trustee's and attorney's fees incurred herein by reason of said default; and any further sums advanced by the beneficiary for the protection of the above described property and its interest therein.

WHEREFORE, notice hereby is given that the undersigned trustee will on January 13, 2002, at the hour of 9:00 o'clock, a.m., in accord with the standard of time established by ORS 187.110, at the following place: on the front steps of the Wallowa County Courthouse, 101 South River Street, in the City of Enterprise, County of Wallowa, State of Oregon, sell at public auction to the highest bidder for cash the interest in the said described real property which the grantor had or had power to convey at the time of the execution by grantor of the said trust deed, together with any interest which the grantor or grantor's successors in interest acquired after the execution of said trust dee, to satisfy the foregoing obligations thereby secured and the costs and expenses of sale, including a reasonable charge by the trustee. Notice is further given that any person named in ORS 86.753 has the right, at any time prior to five days before the date last set for the sale, to have this foreclosure proceeding dismissed and the trust deed reinstated by payment to the beneficiary of the entire amount then due (other than such portion of the principal as would not then be due had no default occurred) and by curing any other default complained of herein that is capable of being cured by tendering the performance required under the obligation or trust deed, and in addition to paying said sums or tendering the performance necessary to cure the default, by paying all costs and expenses actually incurred in enforcing the obligation and trust deed, together with trustee's and attorney's fees not exceeding the amounts provided by said ORS 86.753.

In construing this notice, the singular includes the plural, the word "grantor" includes any successor in interest to the grantor as well as any other person owing an obligation, the performance of which is secured by said trust deed, and the words "trustee" and "beneficiary" include their respective successors in interest, if any. Dated this July 30, 2002.

For further information, please contact Michael W. Horton, Stunz, Fonda, Kiyuna & Horton, LLP, PO Box 1565, Nyssa, Oregon 97913, telephone (541)372-2268.

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