A default has occurred under the terms of a trust deed made by Larry Allen Miller, as grantor to Wallowa Title Company (First American Title), as Trustee, in favor of Indymac Mortgage Holdings, Inc., as Beneficiary, dated May 21,1999, recorded May 26,1999, in the mortgage records of Wallowa County, Oregon, as Instrument No. 99-38814, beneficial interest having been assigned to State Street Bank & Trust Co., as covering the following described real property:

Township 1 South, Range 43 East of the Willamette Meridian, Wallowa County, Oregon. Section 8: the East Half of Lot 15, EXCEPT the East 2 rods thereof

COMMONLY KNOWN AS: 77745 Harley Road, Lostine, OR 97857

Both the beneficiary and the trustee have elected to sell the said real property to satisfy the obligations secured by said trust deed and a notice of default has been recorded pursuant to Oregon Revised Statutes 86.735(3); the default for which the foreclosure is made is grantor's

failure to pay when due the following sums:

Monthly payments in the sum of $1,377.54, from November 1, 2003, and monthly payments in the sum of $1,355.60, from February 1, 2004, together with all costs, disbursements and/or fees incurred or paid by the beneficiary and/or trustee, their employees, agents or assigns.

By reason of said default the beneficiary has declared all sums owing on the obligation secured by said trust deed immediately due and payable, said sum being the following, to-wit:

$151,010.32, together with interest thereon at the rate of 7.625 percent per annum from October 1, 2003, together with all costs, disbursements, and/or fees incurred or paid by the beneficiary and/or trustee, their employees, agents or assigns.

WHEREFORE, notice hereby is given that the undersigned trustee will on December 15, 2004, at the hour of 11:00 a.m., in accord with the standard time established by ORS 187.110, at the main entrance of the Wallowa County Courthouse, located at 101 S. River Street, in the City of Enterprise, County of Wallowa, State of Oregon, sell at public auction to the highest bidder for cash the interest in the said described real property which the grantor has or had power to convey at the time of the execution of said trust deed, together with any interest which the grantor or his successors in interest acquired after the execution of said trust deed, to satisfy the foregoing obligations thereby secured and the costs and expenses of sale, including a reasonable charge by the trustee. Notice is further given that any person named in ORS 86.753 has the right, at any time prior to five days before the date last set for the sale, to have this foreclosure proceeding dismissed and the trust deed reinstated by payment to the beneficiary of the entire amount due (other than such portion of the principal as would not then be due had no default occurred) and by curing any other default complained of herein that is capable of being cured by tendering the performance required under the obligations or trust deed, and in addition to paying said sums or tendering the performance necessary to cure the default, by paying all costs and expenses actually incurred in enforcing the obligation and trust deed, together with trustee's and attorney's fees not exceeding the amounts provided by said ORS 86.753.

In construing this notice, the masculine gender includes the feminine and the neuter, the singular includes the plural, the word "grantor" includes any successor in interest to the grantor as well as any other person owing an obligation, the performance of which is secured by said trust deed, and the words "trustee" and "beneficiary" include their respective successors in interest, if any.

Also, please be advised that pursuant to the terms stated on the Deed of Trust and Note, the beneficiary is allowed to conduct property inspections while property is in default. This shall serve as notice that the beneficiary shall be conducting property inspections on the said referenced property.

The Fair Debt Collection Practice Act requires that we state the following: This is an attempt to collect a debt, and any information obtained will be used for that purpose. If a discharge has been obtained by any party through bankruptcy proceedings: This shall not be construed to be an attempt to collect the outstanding indebtedness or hold you personally liable for the debt.

Dated: 8/4/04



Successor Trustee



12500 SE 2nd Circle,

Suite 120

Vancouver, WA 98684

Telephone: (360) 260-2253

Lender Loan # 5942834770


Wallowa County is seeking bids for the purchase of a 2004 or 2005 shop truck, cab and chassis only, for the Wallowa County Road Dept. Specifications are available at the Wallowa County Public Works, 619 Marr Pond Lane, Enterprise, OR 97828.

Sealed buds will be received by Sandy Lathrop, Executive Assistant for the Wallowa County Board of Commissioners until 12:00 noon, September 17, 2004. Bids will be opened for review on September 17, 2004, at 12:00 noon, and will be considered for award on Monday, September 20, 2004, at 8:00 a.m.

Your bids must be submitted in a sealed envelope addressed to the Wallowa County Board of Commissioners, 101 S. River St., Rm. 202, Enterprise, OR 97828, and should be clearly marked on the outside of the envelope, "Shop Truck for Road Dept. - to be opened on September 17, 2004, at 12:00 noon." Further information may be obtained at the Wallowa County Public Works Office at 619 Marr Pond Lane, Enterprise, OR 97828, or by calling 541-426-3332.

Under Oregon Revised Statutes (ORS 279.029), each bid shall contain a statement as to whether the bidder is a resident Bidder. No bid will be accepted by facsimile or electronic data interchange.

Wallowa County reserves the right to reject any and all bids not in compliance with all prescribed public bidding procedures and requirements. Wallowa County further reserves the right to reject for good cause any and all bids upon a finding of the agency it is in the public's best interest to do so.

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